If you have student loans, you can pursue loan forgiveness through the Public Service Loan Forgiveness (PSLF) program. While I have those, my main concern is my private loans held with two different providers. Bankruptcy documents show the . This is a precedent for any future lawsuits. Making these parents and students pay . Her father signed all papers saying he was responsible for ALL payments and debts. You can find the details below. Students say for-profit art college delivered debt - but no jobs I do not know about the credit weight change, and Im not really sure that this would be a good argument for BDAR either. The corporation has rescinded the accreditation of the school but has denied any wrongdoing. If you are covered in the class, youre automatically in it. Reading your column has given me hope regarding my student loan debt. ART INSTITUTE OF CALIFORNIA . The education was minimal to basics of how programs worked. Is there an option for us? Id make sure to explain EXACTLY what they showed you, who showed it to you, when it happened, where you were when it happened and how it changed your decision making process about borrowing money to attend the school. I have also attached my enrollment to San Bernardino Valley College with records. I was told there was no way I could afford to attend and that I would have to take out loans and a parent plus loan for me to even be able to Attend at all. Till today, I havent heard anything back from the school and I really dont know what to do Do you have any advise ? If you left the college fewer than 180 days before it shut down, then youre guaranteed to be approved for a Closed School Loan Discharge. There is a lot of information online about the Closed Program. They may have changed the rules on this. Student Loan Forgiveness Program Made Decisions in 12 Minutes I have every correspondence with this school as well as several disheartening emails to Pittsburgh about the conditions of the campus here as far as tech and structure. The job placement rate piece may be enough to qualify for a BDAR discharge. Required fields are marked *. I was paying all my education out of packets with my family saving ( I paid over $15000). I also wanted to add that I did file for bankruptcy almost 10 years ago and that did not apply to those loans as the lawyer said they were not eligible through Sallie Mae. BDAR can take over 2 years to hear back from DOE, but the Closed School Discharges are coming much more quickly, and shouldnt be more than a couple months wait. Definitely try for the Closed School Discharge first, then only use BDAR if that fails. In court documents DCEH part of a faith-based nonprofit that bought the Art Institutes from the for-profit Education Management Corp. (EDMC) a little more than a year ago shortly before EDMC filed for bankruptcy outlined in detail just how much trouble it was in financially. Quit school. I attended The Art Institute Online Division from 2008-2013 for Media Arts and Animation as well as Interior Design and Architecture. If your program of study and dates of enrollment are on the list, you can . The court documents showed that the department continued to . It should have made the Art Institute pay up its money. Department of Education requires us to maintain a letter . I attended the AI of Ft Lauderdale in 95. Take a look at my Guide to Parent PLUS Loan Forgiveness & Discharge Options for some ideas on things you could pursue. They start the enrollment process and then I get an email saying my enrollment application was cancelled. Again, I think the odds are like 95% that you will not get a refund, but Id try it anyway. But then there were the ones who would sit in front of the class on a computer trying to remember what I learned about this program so I can show you. He graduated owing 120k for a BA. You have the legal right to use illegal behaviors as a result of the Art Institute lawsuit. 145) and DEFENDANTS' MOTION TO DISMISS COMPLAINT IN INTERVENTION BY THE DISTRICT OF COLUMBIA (Document No. Sounds like a scam to me. To apply for the art institute loan forgiveness through the discharge program, you need to get the necessary documents and information ready and visit thefederal student loanaid website. The Art Institute lied to students about the benefits of its education. Any time that there is more news, I will update this information accordingly. 1st guy told me $800.00, the next guy told $1,200.00-$1,500.00. After reading your blog, it appears that I have a better chance of having the loan forgiven by using the BDRD form. This is easy to prove because the Art Institute agreed to make about $200 million available to students. Hey Zach, I went to that website that Tim Suggested Wayback Machine and I was able to find claims of actual percentages and salaries that were guaranteed on the AI website. She has new ownership now after one too many refusals to cross dry creek beds and several near death experiences due to her anxiety responses to everyday events like garage doors opening, people getting out of cars, etc. Brittany H. Reviewed: 10/20/2019. Now, a group of students is fighting back. 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They were also sketchy when it came to their accreditation, which I discovered when I attempted to transfer to another design program at a different school. My loans were originally federal loans, along with Sallie Mae, who all of a sudden sold to Navient without any of our knowledge. So, Im sure he would qualify for loan forgiveness. Your email address will not be published. I have no paperwork and never had any, because all I did is confirm her address. The company that owns the Art Institutes, Educational Management Corporation, was accused of violating US consumer protection laws, and in 2015, they agreed to forgive up to $103 million in student loan debt. For your Private loan, I would recommend contacting McCarthy Law PLC, a group of attorneys who specialize in handling private student debt. Students caught in the unfortunate incident of Educational Management Corporations demise can apply for loan forgiveness in two ways: The firststudent loan forgivenessprogram (The Closed program) is operational under the federal governments long-standing intervention in the case of students from colleges that were closed down due to one reason or the other. Hi Tim i applied to have my loan forgiven back in October. If approved, does this program cancel/dismiss private loans as well? Here are straight guideline from the Borrower Defense program application: If you are not currently in default on your federal student loans, you may request to have them placed into forbearance status while your application is under review. Just want to make sure I get the right info. Again the same response and a dismissal from the conversation. And, an additional 50k! Thank you so much for your article. I feel like I have a good case. The Art Institutes recruiter/admissions Adriene White assured me and my cosigner that the school was connected with Walt Disney and Sony as part of the arts program through which they have a contract with. You need something a little stronger here! That hed be able to find a specific job role or title, or management position? I brought a class action lawsuit against them in 2012. Hello, please contact me by mail I need help on class action lawsuit, No one cares about the older students. I noticed even more than they would change the jargon of the syllabus description of the class slightly and that equaled their new/you have to take this to graduate curriculum. This means that EDMC is liable for false statements made by the Art Institute and its executives. Hi Tim, you can still qualify even if your student loan is in default. The error message reads: We are unable to complete your request at this time. Under this programs normal rules, you would have had to be enrolled or on an approved leave from the Art Institute within four months of the school closing, but the Department of Education has increased that eligibility timeline to all the way back to January 2018, meaning that anyone who attended the school at any point in 2018 will be eligible for the Closed School Discharge! Only the students who attended Brown Mackie College from 2006 to 2014 will have an opportunity to apply for loan forgiveness. In the end though, the choice is up to you. Degree: Web Design. How buying the Art Institutes brought Dream Center to the brink of Their story is that, at the open house, there were speakers who talked about the various programs they offered. You need to carefully explain that you would never have taken out a loan to attend the Art Institute if the school had not engaged in fraudulent activity designed to convince you to take out those student loans. Moreover, the plaintiffs are entitled to compensation under the class action suit. Teachers were a mixed bag; I did have some truly awesome ones, including, ironically, the best math teachers Ive ever been a student for. When the Art Institute dismissed its staff of volunteer docents in September, the news turned into a nationwide debate. So during my last quarter i was forced to take out a $20,000 private loan my last, so i could graduate. How a Class Action Attorney Can Help You File a Zelnorm Lawsuit, Zimmer Durom Cup Hip Socket Implant Lawsuit, Yasmin and Yaz Deep Vein Thrombosis Lawsuit Settlement, Zicam Lawsuits How to Build Your Own Zicam Lawsuit. Hi, can you please tell me more information on how to join the class action lawsuit for the Art Institute? Because there is only one program that does not require you to claim benefits on your taxable income, the Public Service Loan Forgiveness (PSLF) Program is one of the few programs that does not require you to do so.